Worldwide protection & security
Life cover amount is up to £1 million
Insurance age from 18 to 65 years
Weekly benefit for Temporary Disability
Injuries and fatalities can occur whilst you are overseas. Depending on the severity of the accident, you could end up permanently disabled, temporarily disabled, or even losing your life. This cover provides you and your family with worldwide security against accidental death, permanent disablement and temporary disablement.
Income protection insurance safeguards you and your family by remittance you with a lump sum payment if you can no longer attend your normal occupation due to an accident or illness. The policy can be extended to provide you with a weekly benefit if your time away from work is likely to only be temporary.
If you are working and aged between 18 and 65 years old you can purchase our Income Protection. Restrictions may apply to some countries, which will be noted to you as part of the application process.
In the event of your accidental death or if you become permanently disabled a lump sum of up to 10 times your gross annual salary will be paid (up to a maximum of £1 million).
If you are temporarily disabled, benefits can start as soon as your 30th day of disability. The amount will be calculated based on your net weekly salary at the time your cover is purchased (up to a maximum of 75% of your gross salary). Benefits can be received for up to 2 years.
Both the accidental death and permanent total disability benefit are payable as a lump sum.
You can choose a maximum benefit period of either 52 or 104 weeks for the total temporary disability benefit.
As you would expect, Accident Only coverage won’t cover any illnesses. Therefore, if you are seeking a policy that will provide you with a more comprehensive level of cover, then the Accident & Illness policy may be a better solution for you.
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