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139 conditions covered
Multi-claim protection
Guaranteed coverage amount
Comprehensive protection that goes beyond the first diagnosis
Traditional critical illness insurance pays out once — and that’s the end of your cover. But what happens if life throws you a second challenge?
Omnicare-3 is different.
It’s a long-term, multi-claim critical illness policy that protects you or your child not just once, but again and again. With cover for 139 serious medical conditions, Omnicare-3 gives you financial strength during recovery and peace of mind for the future.
Whether it’s cancer, a heart condition, or a rare illness — Omnicare-3 provides protection that stays with you. Even after a claim, your cover continues and your future premiums are paid.
Key benefits
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Multiple claims allowed — you remain covered for future conditions after a claim
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139 major illnesses included — from cancer and stroke to rare diseases
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Premiums waived after claim — we pay your future premiums, you keep your cover
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Suitable for children and adults — ideal for lifelong protection
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Cash benefit on diagnosis — use your payout for treatment, recovery, or anything you need
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Up to age 100 — guaranteed coverage and cash value over the long term
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Frequently Asked Questions
What makes Omnicare-3 different from traditional critical illness insurance?
Omnicare-3 allows multiple claims. While traditional policies pay out once and end, Omnicare-3 continues to protect you after a diagnosis — with future premiums paid and cover that remains active. If another illness occurs, you can claim again.
What conditions are covered under Omnicare-3?
The policy covers 139 major illnesses, including cancer, stroke, heart attack, organ failure, and many rare conditions. You’ll receive a full list of covered conditions when applying.
Who is eligible for this policy?
Both adults and children can be insured under Omnicare-3. In fact, it’s ideal for children — allowing parents to secure lifelong cover while the child is still healthy and insurable.
What happens after I make a claim?
After a successful claim, you receive the agreed lump sum payout. Your future premiums are waived, and your policy continues in force, so you remain protected against future diagnoses.
Is this policy valid outside my home country?
Yes. Omnicare-3 offers worldwide protection, so you’re covered no matter where you live, travel, or relocate.
Do I need to undergo a medical exam to apply?
In most cases, no medical exam is required. The application process is simple and can be completed online. We’ll inform you if any additional documents or health checks are needed.
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